Orange County property record for 2089 Velvet Leaf Dr, Ocoee, FL 34761
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,798 sqft · built 2009 |
| Lot Size | 0.69 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,100 (Sep 2022) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-22-28-8895-01-740 |
| Primary APN | 29-22-28-8895-01-740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,583 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 3,000 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2089 VELVET LEAF DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4883 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-3 |
| Legal Description | VILLAGES OF WESMERE 70/9 LOT 174 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 29 |
| Legal Subdivision | VILLAGES OF WESMERE |
| Legal Tract | 8895 |
| Legal Block | 1 |
| Legal Lot Number | 174 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14814 |
Source: Orange County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2089 VELVET LEAF DR, OCOEE, FL 34761-4883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2013 · Amount on Record |
| Deed Document Number | 2022591936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2089 VELVET LEAF DR, OCOEE, FL 34761-4883 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000461989 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 20180461989 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2089 VELVET LEAF DR, OCOEE, FL 34761-4883 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000663596 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 20190663596 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,532 (+2.7%) | $332,410 (-1.37%) Land $40,000 Building $292,410 | |
| 2025 | $3,574.00 (+8.34%) Homeowner's exemption | $214,734 (+5.99%) | $337,020 (+7.12%) Land $40,000 Building $297,020 |
| 2024 | $3,299.00 (+3.48%) | ||
| 2023 | $3,188.00 (+3.44%) Homeowner's exemption | $202,604 (+3%) | $314,615 (+16.26%) Land $40,000 Building $274,615 |
| 2022 | $3,082.00 Homeowner's exemption | $196,703 | $270,608 Land $40,000 Building $230,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2022–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Hotwire Communications, Summit Broadband.
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