Orange County property record for 2082 Velvet Leaf Dr, Ocoee, FL 34761
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,737 sqft · built 2012 |
| Lot Size | 0.72 acres (3,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2017) |
| Tax Bill | $4,202 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-22-28-8895-01-720 |
| Primary APN | 29-22-28-8895-01-720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,737 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 3,149 sqft (0.72 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2082 VELVET LEAF DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4882 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-3 |
| Legal Description | VILLAGES OF WESMERE 70/9 LOT 172 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 29 |
| Legal Subdivision | VILLAGES OF WESMERE |
| Legal Tract | 8895 |
| Legal Block | 1 |
| Legal Lot Number | 172 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 14814 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2017 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2017 · Amount on Record |
| Deed Sale | Feb 27, 2017 · Amount on Record |
| Prior Sale | Nov 1, 2016 · Amount on Record |
| Deed Document Number | 2017105223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Document Number | 0000732700 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 20250732700 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Document Number | 0000660292 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 20200660292 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 27, 2017 |
| Property Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Document Number | 0000105223 |
| Map Reference | MB 70 PG 9-17 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 20170105223 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2082 VELVET LEAF DR, OCOEE, FL 34761-4882 |
| Document Number | 0000105224 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 20170105224 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,902 (+2.7%) | $330,340 (-1.33%) Land $40,000 Building $290,340 | |
| 2025 | $4,202.00 (+7.47%) Homeowner's exemption | $253,069 (+5.99%) | $334,800 (+7.09%) Land $40,000 Building $294,800 |
| 2024 | $3,910.00 (+3.44%) | ||
| 2023 | $3,780.00 (+3.31%) Homeowner's exemption | $238,774 (+3%) | $312,620 (+16.19%) Land $40,000 Building $272,620 |
| 2022 | $3,659.00 Homeowner's exemption | $231,819 | $269,053 Land $40,000 Building $229,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2022–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Hotwire Communications, Summit Broadband.
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