Riverside County property record for 2089 Spruce Park, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,288 sqft · built 2021 |
| Lot Size | 0.123 acres (5,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,500 (Dec 2021) |
| Tax Bill | $8,028 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 408-650-015 |
| Primary APN | 408-650-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,370 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 408650015 |
|---|---|
| Street Address | 2089 SPRUCE PARK |
| City | BANNING |
| State | CA |
| Zip | 92220-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.12334057 ACREAGEQUALCODE ML LOT 15 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390 |
| Legal Tract | 37390 |
| Legal Lot Number | 15 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44103 |
2089 Spruce Park is owned and occupied by two individuals who bought it in December 2021.
Source: Riverside County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 2089 SPRUCE PARK, BANNING, CA 92220-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on File |
| Deed Sale | Dec 6, 2021 · Amount on File |
| Deed Document Number | 2021-0719127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 6, 2021 |
| Property Address | 2089 SPRUCE PARK, BANNING, CA 92220-1005 |
| Document Number | 0000719127 |
| Map Reference | MB 474 PG 79-87 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-0719127 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2089 SPRUCE PARK, BANNING, CA 92220-1005 |
| Document Number | 0000719128 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-0719128 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 2089 Spruce Park was $8,028 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Beaumont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,028.00 Homeowner's exemption | $414,227 Land $79,590 Building $334,637 |
| 2023 | $8,000.00 (+1.86%) Homeowner's exemption | $398,144 Land $76,500 Building $321,644 |
| 2022 | $7,854.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2089 Spruce Park in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2089 Spruce Park is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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