2146 Spruce Park, Banning, CA 92220 Property Records

Riverside County property record for 2146 Spruce Park, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details8 bd · 2 ba · 1,794 sqft · built 2021
Lot Size0.129 acres (5,623 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Aug 2022)
Tax Bill$6,335 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN408-651-010

Property Details

APN / Parcel Number

Primary APN408-651-010

Interior

Bedrooms8 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,794 sqft Living Area

Exterior

Year BuiltBuilt 2021
Construction TypeWood
Lot Area5,623 sqft (0.129 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number408651010
Street Address2146 SPRUCE PARK
CityBANNING
StateCA
Zip92220-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES 0.12906017 ACREAGEQUALCODE ML LOT 100 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390
Legal Tract37390
Legal Lot Number100
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1018
Census Tract44103

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2146 SPRUCE PARK, BANNING, CA 92220-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Grant Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 15, 2021Grant Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleDec 15, 2021 · Amount on Record
Deed Document Number2022-0364624
Record UpdatedJun 8, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateAug 19, 2022
Property Address2146 SPRUCE PARK, BANNING, CA 92220-1006
Document Number0000364624
Map ReferenceMB 474 PG 79-87
Instrument DateAug 16, 2022
Instrument2022-0364624
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2146 SPRUCE PARK, BANNING, CA 92220-1006

Mortgage

Document Number0000364625
DateAug 19, 2022
Instrument2022-0364625
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 15, 2021
Property Address2146 SPRUCE PARK, BANNING, CA 92220-1006
Document Number0000738528
Map ReferenceMB 474 PG 79-87
Instrument DateNov 4, 2021
Instrument2021-0738528
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 26, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2146 SPRUCE PARK, BANNING, CA 92220-1006

Mortgage

Document Number0000738529
DateDec 15, 2021
Instrument2021-0738529
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBeaumont Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,335.00 (-1.43%) Disabled Person's exemption Veteran's exemption$468,180 (+4.04%) Land $78,030 Building $390,150
2023$6,427.00 (-2.99%) Disabled Person's exemption Veteran's exemption$450,000 Land $75,000 Building $375,000
2022$6,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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