2089 Indian Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2089 Indian Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,930 sqft · built 1966
Lot Size	1 acre (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$369,900 (Apr 2022)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-20-012`

Property Details

APN / Parcel Number

Primary APN	`206-20-012`

Interior

Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,930 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	43,560 sqft
Porch	Open Porch
Porch Area	451 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2089 INDIAN TRL
City	OVERGAARD
State	AZ
Zip	85933-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES LOT 20
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES
Legal Lot Number	20
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2054
Census Tract	963700

Owner

2089 Indian Trl is owned by a company that acquired it in May 2024.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	3549 E LE MARCHE AVE, PHOENIX, AZ 85032-3902
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 6, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Deed Document Number	20227085
Last Transfer Date	May 24, 2024
Transfer Doc	0000007136
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 8, 2022
Property Address	2089 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000007085
Map Reference	MB 7 PG 13
Instrument Date	Mar 29, 2022
Instrument	2022-07085
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 E RAWHIDE AVE, 1020, GILBERT, AZ 85296-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 E LE MARCHE AVE, PHOENIX, AZ 85032-3902

Mortgage

Document Number	0000007086
Date	Apr 8, 2022
Instrument	2022-07086

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2089 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000007523
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2089 INDIAN TRL OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000007523
Date	May 13, 2020
Instrument	7523

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2089 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000010112
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2089 INDIAN TRL OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000010112
Date	Jul 11, 2019
Instrument	10112

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2089 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000011090
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2089 INDIAN TRL OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000011090
Date	Jul 11, 2018
Instrument	11090

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2089 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000002131
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2089 INDIAN TRL OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000002131
Date	Feb 16, 2017
Instrument	2131

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2089 Indian Trl was $1,870.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$326,805 Land $55,500 Building $271,305
2025	$1,870.00	$30,477 Land $5,350 Building $25,127	$304,771 Land $53,500 Building $251,271
2023	$1,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2089 Indian Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2089 Indian Trl is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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