2085 Indian Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2085 Indian Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,347 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2017)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-20-011`

Property Details

APN / Parcel Number

Primary APN	`206-20-011`

Interior

Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	528 sqft
Porch	Open Slab
Porch Area	266 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2085 INDIAN TRL
City	OVERGAARD
State	AZ
Zip	85933-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES LOT 19
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES
Legal Lot Number	19
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2054
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 33, OVERGAARD, AZ 85933-0033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Feb 8, 2010
Deed Document Number	201716909
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000000813
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 17, 2020
Property Address	2085 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000000813
Instrument Date	Dec 4, 2019
Instrument	813
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 33 OVERGAARD AZ 859330033, OVERGAARD, AZ 85933-0033

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 29, 2018
Property Address	2085 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000001373
Instrument Date	Jan 2, 2018
Instrument	1373
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 762 SUN CITY CA 925860762, SUN CITY, CA 92586-0762

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 30, 2017
Property Address	2085 INDIAN TRL, OVERGAARD, AZ 85933-5046
Document Number	0000016909
Map Reference	MB7 PG13
Instrument Date	Oct 10, 2017
Instrument	2017-16909
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9411 E MCLEAAN, 9411, MESA, AZ 85207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 762, SUN CITY, CA 92586-0762

Mortgage

Document Number	0000016910
Date	Oct 30, 2017
Instrument	2017-16910

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$374,106 (+7.27%) Land $55,500 Building $318,606
2025	$1,683.00 (+4.4%)	$34,876 Land $5,350 Building $29,526	$348,763 Land $53,500 Building $295,263
2023	$1,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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