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2089 E Cambridge Ln, Inverness, FL 34453 Property Records

Citrus County property record for 2089 E Cambridge Ln, Inverness, FL 34453

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2013
Lot Size1 acres (43,906 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Apr 2018)
Tax Bill$5,117 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-34-0040-000I0-004B

Property Details

APN / Parcel Number

Primary APN19E-18S-34-0040-000I0-004B
Alternative APNs
  • 3418S19E0040000I0004B
  • 2790598

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Living Area
Gross Area2,760 sqft
1st Floor Area2,144 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,906 sqft (1 acres)
Lot Dimensions390 ft deep x 112 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchFinished/Open Porch
Porch Area208 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2790598
Street Address2089 E CAMBRIDGE LN
CityINVERNESS
StateFL
Zip34453-0903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionCELINA HILLS PB 12 PG 30 (MSP94-25 OR BK 1068 PG 23) 4B: E1/2 OF LOT 4 BLK I
Legal Range19E
Legal Township18S
Legal Section34
Legal SubdivisionCELINA HILLS - FIRST REPLAT
Legal BlockI
Legal Lot Number4
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2023
Census Tract450705

Owner

2089 E Cambridge Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Citrus County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address2089 E CAMBRIDGE LN, INVERNESS, FL 34453-0903
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 20, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2018 · Amount on File
Deed SaleApr 20, 2018 · Amount on File
Prior SaleDec 16, 2015 · Amount on File
Deed Document Number201819629
Deed Book / Page2894 / 2496
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2089 E CAMBRIDGE LN, INVERNESS, FL 34453-0903
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031921242
DateAug 5, 2021
Book Page3192/1242
Instrument2021053640
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 20, 2018
Property Address2089 E CAMBRIDGE LN, INVERNESS, FL 34453-0903
Document Number0028942496
Book / Page002894 / 002496
Instrument DateApr 16, 2018
Instrument19629
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3474 S OAKDALE TER INVERNESS FL 344527150, INVERNESS, FL 34452-7150

Mortgage

Document Number28950001
DateApr 20, 2018
Book Page002895/000001
Instrument19630
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2089 E Cambridge Ln was $5,117, up 1.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,117.00 (+1.31%)$330,858 (-10.45%) Land $31,300 Building $299,558$330,858 (-10.45%) Land $31,300 Building $299,558
2024$5,051.00 (+7.17%)$369,468 (+6.51%) Land $29,000 Building $340,468$369,468 (+6.51%) Land $29,000 Building $340,468
2023$4,713.00 (+13.79%)$346,890 (+11.44%) Land $29,500 Building $317,390$346,890 (+11.44%) Land $29,500 Building $317,390
2022$4,142.00$311,286 Land $15,000 Building $296,286$311,286 Land $15,000 Building $296,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2089 E Cambridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2089 E Cambridge Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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