Citrus County property record for 2003 E Cambridge Ln, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,468 sqft · built 2002 |
| Lot Size | 0.504 acres (21,953 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,900 (Apr 2026) |
| Tax Bill | $3,016 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-34-0040-000I0-0020 |
| Primary APN | 19E-18S-34-0040-000I0-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,468 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 21,953 sqft (0.504 acres) |
| Lot Dimensions | 195 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2319453 |
|---|---|
| Street Address | 2003 E CAMBRIDGE LN |
| City | INVERNESS |
| State | FL |
| Zip | 34453-0903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | CELINA HILLS PB 12 PG 30 - 33 LOT 2 BLK I. ---LESS--- THAT PORT LOT 2 BLK I CELINA HILLS PB 12 PG 30 - 33 MORE PART DESC AS FOLLOWS: BEG SW COR LOT 2 BLK I CELINA HILLS PB 12 PG 30 - 33; THN N 0 DEG 13M 37S E ALONG W LINE SAID LOT 2 195 FT TO NW COR |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 34 |
| Legal Subdivision | CELINA HILLS - FIRST REPLAT |
| Legal Block | I |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 450705 |
Source: Citrus County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERA MORTGAGE CORPORATION |
| Sep 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Sep 9, 2022 · Amount on Record |
| Deed Document Number | 202618682 |
| Deed Book / Page | 3656 / 773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Document Number | 0036560773 |
| Book / Page | 3656 / 773 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202618682 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,424.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Document Number | 0000018683, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202618683 |
| Name | AMERA MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Document Number | 0033181754 |
| Book / Page | 3318 / 1754 |
| Map Reference | MB 12 PG 30-33 |
| Instrument Date | Sep 5, 2022 |
| Instrument | 2022063387 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,735.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Name | Verified Name |
|---|---|
| Address | 2003 E CAMBRIDGE LN, INVERNESS, FL 34453-0903 |
| Document Number | 0033181756 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 3318/1756 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,016.00 (-6.22%) Homeowner's exemption | $230,597 (-11.09%) Land $24,000 Building $206,597 | $230,597 (-11.09%) Land $24,000 Building $206,597 |
| 2024 | $3,216.00 (+4.96%) Homeowner's exemption Additional exemption filed | $259,354 (+8.27%) Land $18,500 Building $240,854 | $259,354 (+8.27%) Land $18,500 Building $240,854 |
| 2023 | $3,064.00 (+191.25%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $239,550 (+14.41%) Land $16,000 Building $223,550 | $239,550 (+14.41%) Land $16,000 Building $223,550 |
| 2022 | $1,052.00 Homeowner's exemption Additional exemption filed | $209,376 Land $13,750 Building $195,626 | $209,376 Land $13,750 Building $195,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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