Davis County property record for 2089 E 1425 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,804 sqft · built 2013 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,200 (Jul 2013) |
| Tax Bill | $3,887 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-386-0103 |
| Primary APN | 09-386-0103 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Basement Area | 1,864 sqft |
| Unfinished Basement | 1,864 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 794 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2089 E 1425 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 103, FOOTHILLS AT CHERRY LANE SUBDIVISION - PHASE 1. CONT. 0.30000 ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 125908 |
2089 E 1425 N is owned and occupied by two individuals who bought it in July 2013.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2089 E 1425 N, LAYTON, UT 84040-4700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2013 · Amount on File |
| Deed Sale | Jul 12, 2013 · Amount on File |
| Deed Document Number | 20132753758 |
| Deed Book / Page | 5809 / 1317 |
| Prior Transfer Date | Jul 10, 2013 |
| Prior Transfer Doc | 0002753813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2089 E 1425 N, LAYTON, UT 84040-4700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HICKMAN LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003279876 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 7571/560 |
| Instrument | 3279876 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 2089 E 1425 N was $3,887, up 6.3% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,500 (+11.86%) Land $162,124 Building $294,376 | $830,000 (+11.86%) Land $294,771 Building $535,229 | |
| 2025 | $3,887.00 (+6.32%) | $408,100 Land $148,963 Building $259,137 | $742,000 Land $270,841 Building $471,159 |
| 2024 | $3,656.00 (+0.08%) | ||
| 2023 | $3,653.00 (-9.26%) | $681,000 Land $222,901 Building $458,099 | $681,000 Land $222,901 Building $458,099 |
| 2022 | $4,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2089 E 1425 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2089 E 1425 N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Rise Broadband, Utah Broadband.
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