1975 E 1425 N, Layton, UT 84040 Property Records

Davis County property record for 1975 E 1425 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,368 sqft · built 2000
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$934,990 (Apr 2026)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-294-0006`

Property Details

APN / Parcel Number

Primary APN	`09-294-0006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1975 E 1425 N
City	LAYTON
State	UT
Zip	84040-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 6, TWIN GARDENS SUB. CONTAINS 0.59 ACRES
Legal Subdivision	TWIN GARDENS SUBDIVISION
Legal Lot Number	6
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3001
Census Tract	125908

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1975 E 1425 N, LAYTON, UT 84040-8210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Oct 8, 2021	Intrafamily Transfer, Transfer LINCOLN TITLE INSURANCE
Jun 24, 2020	Quit Claim Deed, Transfer INWEST TITLE, INWEST TITLE SVCS
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Aug 19, 2025 · Amount on File
Deed Document Number	20263666083
Deed Book / Page	8985 / 777
Prior Transfer Date	Apr 3, 2025
Prior Transfer Doc	008720/806
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SECURED LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07861/2409
Date	Oct 8, 2021
Book Page	7861/2409
Instrument	3425967

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 30, 2026
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Document Number	008985/777
Book / Page	8985 / 777
Instrument Date	Apr 30, 2026
Instrument	20263666083
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1975 E 1425 N, LAYTON, UT 84040-8210

Mortgage

Document Number	0003666098,
Date	Apr 30, 2026
Instrument	20263666098

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	SECURED LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7861/2409
Date	Oct 8, 2021
Book Page	7861/2409
Instrument	3425967

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 8, 2021
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Document Number	7861/2192
Book / Page	7861 / 2192
Instrument Date	Oct 7, 2021
Instrument	3425940
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LINCOLN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1975 E 1425 N, LAYTON, UT 84040-8210

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 24, 2020
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Document Number	0003263901
Book / Page	007541 / 001009
Instrument Date	Jun 19, 2020
Instrument	3263901
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	INWEST TITLE, INWEST TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1975 E 1425 N LAYTON UT 840408210, LAYTON, UT 84040-8210

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jun 24, 2020
Property Address	1975 E 1425 N, LAYTON, UT 84040-8210
Document Number	7541/994
Book / Page	7541 / 994
Instrument Date	Jun 19, 2020
Instrument	3263899
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	INWEST TITLE SERVIC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1975 E 1425 N, LAYTON, UT 84040-8210

Mortgage

Document Number	3263900
Date	Jun 24, 2020
Instrument	3263900

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,450 (+15.17%) Land $199,383 Building $218,067	$759,000 (+15.17%) Land $362,514 Building $396,486
2025	$3,453.00 (+5.05%)	$362,451 (-42.1%) Land $200,712 Building $161,739	$659,000 (+5.27%) Land $364,930 Building $294,070
2024	$3,287.00 (-2.11%)
2023	$3,358.00 (-5.06%)	$626,000 Land $248,688 Building $377,312	$626,000 Land $248,688 Building $377,312
2022	$3,537.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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