2089 Cape Cod Pl, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2089 Cape Cod Pl, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.75 ba · 2,320 sqft · built 1968
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,500 (Jul 2017)
Tax Bill	$9,432 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-117-22-22-0010`

Property Details

APN / Parcel Number

Primary APN	`12-117-22-22-0010`

Interior

Bedrooms	5 Beds
Full Baths	5.75 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,320 sqft
Basement Area	784 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	137 ft deep x 170 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	712 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2089 CAPE COD PL
City	HOPKINS
State	MN
Zip	55305-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 003 BLOCK 002 A CAPE COD ESTATES 1ST 170 X 137.07
Legal Range	22
Legal Township	117
Legal Section	12
Legal Quarter	22
Legal Subdivision	CAPE COD ESTATES 1ST
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2003
Census Tract	26405

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2089 CAPE COD PL, HOPKINS, MN 55305-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	201710461002
Last Transfer Date	Oct 18, 2024
Transfer Doc	0011321657
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2089 CAPE COD PL, MINNETONKA, MN 55305-2507
Document Number	0010844907
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2089 CAPE COD PL MINNETONKA MN 553052507, MINNETONKA, MN 55305-2507

Mortgage

Document Number	0010844907
Date	Sep 28, 2020
Instrument	10844907

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101-2380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,432.00 (+22.92%)	$690,800 (+10.04%) Land $213,400 Building $477,400	$690,800 (+10.04%) Land $213,400 Building $477,400
2023	$7,673.00 Homeowner's exemption
2022		$627,800 Land $213,400 Building $414,400	$627,800 Land $213,400 Building $414,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20