2045 Cape Cod Pl, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2045 Cape Cod Pl, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 1963
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,000 (Apr 2015)
Tax Bill	$6,872 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-117-22-22-0009`

Property Details

APN / Parcel Number

Primary APN	`12-117-22-22-0009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	2,096 sqft
Basement Area	475 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	137 ft deep x 245 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Deck Area	266 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2045 CAPE COD PL
City	HOPKINS
State	MN
Zip	55305-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 002 BLOCK 002 A CAPE COD ESTATES 1ST LOT 2 AND THAT PART OF LOT 1 LYING SLY OF A LINE RUNNING FROM A PT ON E LINE THOF DIS 22 FT N OF SE COR THOF TO A PT ON W LINE T W 245X137X232X137
Legal Range	22
Legal Township	117
Legal Section	12
Legal Quarter	22
Legal Subdivision	CAPE COD ESTATES 1ST
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2003
Census Tract	26405

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2045 CAPE COD PL, HOPKINS, MN 55305-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	201510182681
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2045 CAPE COD PL, MINNETONKA, MN 55305-2507
Document Number	0010836579
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 CAPE COD PL MINNETONKA MN 553052507, MINNETONKA, MN 55305-2507

Mortgage

Document Number	0010836579
Date	Sep 10, 2020
Instrument	10836579

Lender

Name	PLUS RELOCATION MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS PARK, MN 55426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2035

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,872.00 (+19.97%)	$527,800 (+7.82%) Land $225,500 Building $302,300	$527,800 (+7.82%) Land $225,500 Building $302,300
2023	$5,728.00 Homeowner's exemption
2022		$489,500 Land $225,500 Building $264,000	$489,500 Land $225,500 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20