Stanly County property record for 20885 Ridgecrest Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,272 sqft · built 1975 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Sep 2022) |
| Tax Bill | $1,458 (2026) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559602899025 |
| Primary APN | 559602899025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Carport |
| Garage Area | 342 sqft |
| Carport | Carport |
| Carport Area | 342 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Sewer | Septic |
| Account Number | 1540508 |
|---|---|
| Street Address | 20885 RIDGECREST RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20885 RIDGECREST RD 559600055 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 930700 |
20885 Ridgecrest Rd is owned and occupied by an individual who bought it in September 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20885 RIDGECREST RD, LOCUST, NC 28097-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Deed Document Number | 2022451430 |
| Deed Book / Page | 1800 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 20885 RIDGECREST RD, LOCUST, NC 28097-8356 |
| Document Number | 0000451430 |
| Book / Page | 1800 / 161 |
| Instrument Date | Sep 17, 2022 |
| Instrument | 451430 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24151 RIDGECREST RD, LOCUST, NC 28097-8359 |
| Name | Verified Name |
|---|---|
| Address | 20885 RIDGECREST RD, LOCUST, NC 28097-8356 |
The 2026 property tax bill for 20885 Ridgecrest Rd was $1,458, up 1.3% from the year before.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,458.00 (+1.32%) | $220,980 (+1.31%) Land $73,500 Building $147,480 | $220,980 (+1.31%) Land $73,500 Building $147,480 |
| 2025 | $1,439.00 | $218,125 Land $73,500 Building $144,625 | $218,125 Land $73,500 Building $144,625 |
| 2023 | $875.00 | $121,618 Land $47,000 Building $74,618 | $121,618 Land $47,000 Building $74,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20885 Ridgecrest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20885 Ridgecrest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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