Stanly County property record for 20793 Ridgecrest Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft · built 1956 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,256 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 559602981276 |
| Primary APN | 559602981276 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,496 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Area | 900 sqft |
| Porch | Porch |
| Porch Area | 173 sqft |
| Deck Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 15464 |
|---|---|
| Street Address | 20793 RIDGECREST RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20793 RIDGECREST RD TR 4 559600037 |
| Legal Tract | 4 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 930700 |
20793 Ridgecrest Rd is owned by a company that acquired it in January 2011.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20793 RIDGECREST RD, LOCUST, NC 28097-8355 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2011 |
| Deed Sale | Jan 1, 2011 |
| Deed Book / Page | 550 / 682 |
| Prior Transfer Date | Jul 28, 2009 |
| Prior Transfer Doc | 0000321766 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20793 Ridgecrest Rd was $1,256.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,256.00 | $190,405 Land $35,677 Building $154,728 | $201,278 Land $46,550 Building $154,728 |
| 2023 | $239.00 | $151,393 (-) Land $29,375 Building $122,018 | $151,393 (-) Land $29,375 Building $122,018 |
| 2022 | $239.00 | $151,393 Land $29,375 Building $122,018 | $151,393 Land $29,375 Building $122,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20793 Ridgecrest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20793 Ridgecrest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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