20880 89th Rd, O Brien, FL 32071 Property Records

Suwannee County property record for 20880 89th Rd, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,997 sqft · built 1985
Lot Size	11.6 acres (507,910 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2019)
Tax Bill	$355 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05S-14E-03356-003000`

Property Details

APN / Parcel Number

Primary APN	`09-05S-14E-03356-003000`
Alternative APN	`03356003000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,997 sqft Living Area
1st Floor Area	2,164 sqft
2nd Floor Area	980 sqft
Upper Floors Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Material	Metal
Lot Area	507,910 sqft (11.6 acres)
Garage Area	667 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Patio Area	1,446 sqft
Fence	Fence
Greenhouse	136 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	03356003000
Street Address	20880 89TH RD
City	O BRIEN
State	FL
Zip	32071-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 11.66 ACRES FOR PT OF REF COMM AT THE NW COR OF SECTION 9 THENCE N 89 DEG 21'19 E ALONG THE N LINE OF SAID SECTION A
Legal Range	14E
Legal Township	05S
Legal Section	09
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1002
Census Tract	970601

Owner

Source: Suwannee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20880 89TH RD, O BRIEN, FL 32071-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	2019217318
Deed Book / Page	2132 / 0275
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 1, 2019
Property Address	20880 89TH RD, O BRIEN, FL 32071-3124
Document Number	0000217318
Book / Page	2132 / 0275
Instrument Date	Jul 31, 2019
Instrument	2019217318
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20880 89TH RD, O BRIEN, FL 32071-3124

Mortgage

Document Number	0000000278
Date	Aug 1, 2019
Instrument	2132-0278

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,750 (+5.95%)	$475,801 (+8.93%)
2024	$355.00
2023	$355.00 (+2.9%)	$288,583 (+2.98%)	$436,785 (+30.03%)
2022	$345.00	$280,231	$335,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20

May also be available: AT&T, T-Mobile USA, Verizon.

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