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  5. 89th Rd

20611 89th Rd, O Brien, FL 32071 Property Records

Suwannee County property record for 20611 89th Rd, O Brien, FL 32071

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,800 sqft · built 2016
Lot Size9.97 acres (434,729 sqft)
OwnerIndividual Name on Record
Last Sale$46,600 (Oct 2016)
Tax Bill$378 (2024)
Deeds & MortgagesNov 2021 Transfer
Apr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-05S-14E-03320-002010

Property Details

APN / Parcel Number

Primary APN05-05S-14E-03320-002010
Alternative APN
  • 03320002010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2022
Exterior MaterialPlywood
Lot Area434,729 sqft (9.97 acres)
Patio Area732 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number03320002010
Street Address20611 89TH RD
CityO BRIEN
StateFL
Zip32071-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 9.98 ACRES BEGIN AT THE NW COR OF SE1/4 OF SE1/4 OF SAID SECTION & RUN THENCE S 00 DEG 05 07 E ALONG THE W BOUNDARY OF
Legal Range14E
Legal Township05S
Legal Section05
Legal SubdivisionGLENN RDG
JurisdictionSUWANNEE FL
Township / Civil DivisionBRANFORD
Census Block Group1
Census Block1005
Census Tract970601

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20611 89TH RD, O BRIEN, FL 32071-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 3, 2017Loan Modification, Mortgage
FIRST FSB/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2016 · Amount on Record
Deed SaleOct 7, 2016 · Amount on Record
Prior SaleOct 7, 2016 · Amount on Record
Deed Document Number0000186336
Deed Book / Page001948 / 000261
Last Transfer DateNov 8, 2021
Transfer Doc0000245260
Record UpdatedJun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUWANNEE FL
Recording DateNov 8, 2021
Property Address20611 89TH RD, O BRIEN, FL 32071-3131
Document Number0000245260
Book / Page2311 / 199
Instrument DateOct 22, 2021
Instrument2021245260
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20611 89TH RD, O BRIEN, FL 32071-3131

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address20611 89TH RD, O BRIEN, FL 32071-3131
Document Number0000191668
Book / Page001980 / 000304
Instrument DateApr 3, 2017
Transaction TypeMortgage
Record UpdatedApr 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20611 89TH RD O BRIEN FL 320713131, O BRIEN, FL 32071-3131

Mortgage

Document Number0000191668
DateApr 7, 2017
Book Page001980/000304
Instrument191668
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,934 (+5.99%)$197,077 (+10.56%) Land $29,940 Building $167,137
2024$378.00
2023$378.00 (-75.16%)$178,261 (+44.94%) Land $29,940 Building $148,321$178,261 (+29.85%) Land $29,940 Building $148,321
2022$1,522.00 Homeowner's exemption$122,993$137,278 Land $29,940 Building $107,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		200 / 20

May also be available: AT&T, Rapid Fiber Internet, Verizon.

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