20878 Belclare Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20878 Belclare Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,586 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$376,000 (Sep 2023)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-303-038`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-303-038`
Alternative APN	`0834303038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,586 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20878 BELCLARE DR
City	MACOMB
State	MI
Zip	48044-6325
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS II M.C.C.P. #1074 UNIT 38 BLDG 19 L 24190 PGS 207 - 218
Legal Subdivision	WINDEMERE FARMS II
Legal Unit	38
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2014
Census Tract	224202

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20878 BELCLARE DR, MACOMB, MI 48044-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jan 8, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	202381100
Deed Book / Page	29308 / 473
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0000002412
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2023
Property Address	20878 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	2300081100
Book / Page	29308 / 473
Map Reference	LB 21425 PG 487-553
Instrument Date	Sep 15, 2023
Instrument	202300081100
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20878 BELCLARE DR # 38, 38, MACOMB, MI 48044-6325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20878 BELCLARE DR # 38, 38, MACOMB, MI 48044-6325

Mortgage

Document Number	2300081101
Date	Sep 22, 2023
Instrument	202300081101

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 8, 2018
Property Address	20878 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000002412
Book / Page	025153 / 000586
Instrument Date	Dec 22, 2017
Instrument	2412
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 MACOMB PL #F MOUNT CLEMENS MI 480438602, F, MOUNT CLEMENS, MI 48043-8602

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 8, 2018
Property Address	20878 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000002416
Book / Page	025153 / 000592
Instrument Date	Dec 22, 2017
Instrument	2416
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,185.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50344 KNIGHTSBRIDGE DR MACOMB MI 480446339, MACOMB, MI 48044-6339

Mortgage

Document Number	2417
Date	Jan 8, 2018
Book Page	025153/000593
Instrument	2417

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,900 (+3.58%)	$381,800 (+3.58%)
2025	$5,670.00 (+30.23%) Homeowner's exemption	$184,300 (+18.44%)	$368,600 (+18.44%)
2023		$155,600	$311,200
2022	$4,354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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