20849 Belclare Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20849 Belclare Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2 ba · 1,308 sqft · built 2015
Owner	Company Name on Record
Last Sale	$224,650 (Oct 2016)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-303-013`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-303-013`
Alternative APN	`0834303013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20849 BELCLARE DR
City	MACOMB
State	MI
Zip	48044-6325
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS II M.C.C.P. #1074 UNIT 13 BLDG 7 L 22837 PGS 750 - 763
Legal Subdivision	WINDEMERE FARMS II
Legal Unit	13
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2014
Census Tract	224202

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Nov 2, 2022	Intrafamily Transfer, Transfer
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	2016127122
Deed Book / Page	24352 / 656
Prior Transfer Date	Sep 14, 2016
Prior Transfer Doc	0000110910
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Oct 1, 2026
Property Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000092628
Book / Page	30886 / 328
Instrument Date	Sep 15, 2026
Instrument	202692628
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	20849 BELCLARE DR, MACOMB, MI 48044-6325

Mortgage

Document Number	0000092628,
Date	Oct 1, 2026
Book Page	30886/328
Instrument	202692628

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2031

Interest

Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 2, 2022
Property Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	2200123863
Book / Page	28884 / 441
Map Reference	LB 22837 PG 750-769
Instrument Date	Oct 26, 2022
Instrument	202200123863
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20849 BELCLARE DR, 20849, MACOMB, MI 48044-6325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20849 BELCLARE DR, MACOMB, MI 48044-6325

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20849 BELCLARE DR, MACOMB, MI 48044-6325

Mortgage

Document Number	2102290770
Date	Dec 17, 2021
Book Page	28302/129
Instrument	202102290770

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121825
Date	Oct 11, 2017
Book Page	24994/387
Instrument	7121825

Lender

Name	FIRST STATE BANK
Type	Bank
Address	FLINT, MI 48531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20849 BELCLARE DR, MACOMB, MI 48044-6325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012672
Date	Jan 30, 2020
Book Page	26485/708
Instrument	2012672

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (+0.78%)	$337,400 (+0.78%)
2025	$4,287.00 (+13.14%) Homeowner's exemption	$167,400 (+13.65%)	$334,800 (+13.65%)
2023		$147,300	$294,600
2022	$3,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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