Limestone County property record for 20876 Harris Loop, Elkmont, AL 35620
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1998 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Aug 2019) |
| Tax Bill | $99 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0605210000008007 |
| Primary APN | 0605210000008007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,800 sqft Adjusted Area |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 10600991 |
|---|---|
| Street Address | 20876 HARRIS LOOP |
| City | ELKMONT |
| State | AL |
| Zip | 35620-7330 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TRACT 7COMM SW COR OF NW/4 OF NE/4SEC 21 2 5 N 511.74 POB N 150 E 216.94 S 150 W 216.94 POB ADD DEED 2006-83676 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20403 |
20876 Harris Loop, a mobile home, is owned and occupied by an individual who bought it in August 2019.
Source: Limestone County records, as of February 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20876 HARRIS LOOP, ELKMONT, AL 35620-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Aug 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Apr 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on File |
| Deed Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 0201949816 |
| Prior Transfer Date | Apr 27, 2018 |
| Prior Transfer Doc | 0201822384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 20876 HARRIS LOOP, ELKMONT, AL 35620-7330 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2019/49840 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 2019/49840 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Aug 6, 2019 |
| Property Address | 20876 HARRIS LOOP, ELKMONT, AL 35620-7330 |
| Document Number | 2019/49816 |
| Book / Page | 2019 / 49816 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | VALLEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14951 BLACKBURN RD, ATHENS, AL 35611-7419 |
| Name | Verified Name |
|---|---|
| Address | 9 ROUND SQUARE RD, PETERSBURG, TN 37144-7726 |
| Document Number | 2019/49819 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 2019/49819 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Apr 27, 2018 |
| Property Address | 20876 HARRIS LOOP, ELKMONT, AL 35620-7330 |
| Document Number | 2018/22384 |
| Book / Page | 2018 / 22384 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14951 BLACKBURN RD, ATHENS, AL 35611-7419 |
The 2025 property tax bill for 20876 Harris Loop was $99 with a homeowner's exemption, up 52.3% from the year before.
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Limestone County |
| Unified School District | Limestone County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99.00 (+52.31%) Homeowner's exemption | $4,080 (+3.55%) | $40,700 (+3.83%) Land $14,400 Building $26,300 |
| 2024 | $65.00 (-31.58%) Homeowner's exemption | $3,940 (-) | $39,200 (-) Land $12,900 Building $26,300 |
| 2023 | $95.00 (+33.8%) Homeowner's exemption | $3,940 (+35.86%) | $39,200 (+35.64%) Land $12,900 Building $26,300 |
| 2022 | $71.00 Homeowner's exemption | $2,900 | $28,900 Land $9,800 Building $19,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20876 Harris Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20876 Harris Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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