20705 Harris Loop, Elkmont, AL 35620 Property Records

Limestone County property record for 20705 Harris Loop, Elkmont, AL 35620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,191 sqft · built 1998
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Apr 2021)
Tax Bill	$967 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0605210000010011`

Property Details

APN / Parcel Number

Primary APN	`0605210000010011`
Alternative APNs	`10601003` `18393`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,191 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	336 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10601003
Street Address	20705 HARRIS LOOP
City	ELKMONT
State	AL
Zip	35620-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR SEC 21 2 5 S 1344.37 E1350.53 E 842.44 N 30 E 100 S 336.58 W 100 POB
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1026
Census Tract	20403

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20705 HARRIS LOOP, ELKMONT, AL 35620-7355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	0202148881
Deed Book / Page	2021 / 48881
Record Updated	Jun 8, 2026

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LIMESTONE AL
Recording Date	Apr 28, 2021
Property Address	20705 HARRIS LOOP, ELKMONT, AL 35620-7355
Document Number	2021/48881
Book / Page	2021 / 48881
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 HARRIS LOOP, ELKMONT, AL 35620-7355

Mortgage

Document Number	202104888320210488
Date	Apr 28, 2021
Instrument	2021/04888320210488

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+9.64%)	$31,260 (+6.33%)	$156,300 (+6.33%) Land $14,800 Building $141,500
2024	$882.00 (+1.73%)	$29,400 (+5.38%)	$147,000 (+5.38%) Land $13,300 Building $133,700
2023	$867.00 (+23.33%)	$27,900 (+24.33%)	$139,500 (+24.33%) Land $13,300 Building $126,200
2022	$703.00	$22,440	$112,200 Land $10,100 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20