20874 Golden Gate Pl, Bend, OR 97702 Property Records

Deschutes County property record for 20874 Golden Gate Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,441 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$735,000 (Jul 2021)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-BB-09700`

Property Details

APN / Parcel Number

Primary APN	`181215-BB-09700`
Alternative APN	`258780`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,441 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	1,154 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Lot Area	5,663 sqft (0.13 acres)
Garage Area	652 sqft

Location & Zoning

Account Number	258780
Street Address	20874 GOLDEN GATE PL
City	BEND
State	OR
Zip	97702-0101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRIDGES AT SHADOW GLEN PHASE 1 LOT 89
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASE 1
Legal Lot Number	89
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3020
Census Tract	1904

Owner

20874 Golden Gate Pl is owner-occupied and held in a trust since July 2021.

Source: Deschutes County records, as of December 16, 2025

Owner of Record	2 Trust Names on File
Mailing Address	20874 GOLDEN GATE PL, BEND, OR 97702-0101
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	202140399
Prior Transfer Date	May 5, 2014
Prior Transfer Doc	0000014865
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 24, 2025
Property Address	20874 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number	0000032426
Map Reference	CAB H PG 402
Instrument Date	Nov 24, 2025
Instrument	2025-32426
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 7, 2021
Property Address	20874 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number	0000040399
Map Reference	CAB H PG 402
Instrument Date	Jun 10, 2021
Instrument	2021-40399
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20874 GOLDEN GATE PL, BEND, OR 97702-0101

Mortgage

Document Number	0000040400
Date	Jul 7, 2021
Instrument	2021-40400

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20874 Golden Gate Pl was $5,890, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,890.00 (+3.94%)	$348,640 (+3%)	$842,670 (+4.69%) Land $241,500 Building $601,170
2024	$5,667.00 (+7.88%)	$338,490 (+3%)	$804,910 (+0.01%) Land $241,500 Building $563,410
2023	$5,253.00 (+3.96%)	$328,640 (+6.09%)	$804,810 (+43.6%) Land $241,500 Building $563,310
2022	$5,053.00	$309,780	$560,450 Land $160,500 Building $399,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20874 Golden Gate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20874 Golden Gate Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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