20870 Golden Gate Pl, Bend, OR 97702 Property Records

Deschutes County property record for 20870 Golden Gate Pl, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,102 sqft · built 2013
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Feb 2026)
Tax Bill$6,540 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN181215-BB-09800

Property Details

APN / Parcel Number

Primary APN181215-BB-09800
Alternative APN
  • 258781

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,102 sqft Living Area
Gross Area3,858 sqft
1st Floor Area1,980 sqft
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Lot Area6,534 sqft (0.15 acres)
Garage Area756 sqft

Location & Zoning

Account Number258781
Street Address20870 GOLDEN GATE PL
CityBEND
StateOR
Zip97702-0101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBRIDGES AT SHADOW GLEN PHASE 1 LOT 88
Legal Range12
Legal Township18
Legal Section15
Legal SubdivisionBRIDGES AT SHADOW GLEN PHASE 1
Legal Lot Number88
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3020
Census Tract1904

Owner

20870 Golden Gate Pl is owned and occupied by two individuals who bought it in February 2026.

Source: Deschutes County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address20870 GOLDEN GATE PL, BEND, OR 97702-0101
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Nov 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 12, 2019Warranty Deed, Transfer
AMERITITLE
Jan 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on File
Deed SaleFeb 20, 2026 · Amount on File
Prior SaleFeb 12, 2019 · Amount on File
Deed Document Number20264797
Prior Transfer DateNov 2, 2020
Prior Transfer Doc0000058683
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 20, 2026
Property Address20870 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number0000004797
Map ReferenceDOC 2007-42607
Instrument DateFeb 13, 2026
Instrument2026-04797
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20870 GOLDEN GATE PL, BEND, OR 97702-0101

Mortgage

Document Number0000004798
DateFeb 20, 2026
Instrument2026-04798
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateNov 3, 2020
Property Address20870 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number0000058683
Instrument DateNov 2, 2020
Instrument58683
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20870 GOLDEN GATE PL BEND OR 977020101, BEND, OR 97702-0101

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 12, 2019
Property Address20870 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number0000004536
Instrument DateFeb 11, 2019
Instrument4536
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyAMERITITLE

Transaction

AmountAmount on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20870 GOLDEN GATE PL BEND OR 977020101, BEND, OR 97702-0101

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJan 17, 2017
Property Address20870 GOLDEN GATE PL, BEND, OR 97702-0101
Document Number0000001902
Instrument DateJan 6, 2017
Instrument1902
Transaction TypeTransfer
Record UpdatedJan 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20870 GOLDEN GATE PL BEND OR 977020101, BEND, OR 97702-0101

Tax Assessment & Valuation

The 2025 property tax bill for 20870 Golden Gate Pl was $6,540, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,540.00 (+3.94%)$387,090 (+3%)$1,018,530 (+4.47%) Land $324,700 Building $693,830
2024$6,292.00 (+7.87%)$375,820 (+3%)$974,960 (+0.01%) Land $324,700 Building $650,260
2023$5,833.00$364,880$974,830 Land $324,700 Building $650,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20870 Golden Gate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20870 Golden Gate Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Webformix.

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