2087 Valley Rd, Costa Mesa, CA 92627 Property Records

Orange County property record for 2087 Valley Rd, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$931,000 (May 2019)
Tax Bill	$11,970 (2025)
Deeds & Mortgages	May 2019 Transfer May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422-333-12`

Property Details

APN / Parcel Number

Primary APN	`422-333-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,000 sqft (0.138 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2087 VALLEY RD
City	COSTA MESA
State	CA
Zip	92627-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3470 BLK LOT 63
Legal Tract	3470
Legal Lot Number	63
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63601

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2087 VALLEY RD, COSTA MESA, CA 92627-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE
May 9, 2019	Grant Deed, Transfer · Conventional Mortgage USAA
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARRI J KETO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Jan 8, 2013 · Amount on Record
Deed Document Number	2019154428
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000154427
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 9, 2019
Property Address	2087 VALLEY RD, COSTA MESA, CA 92627-4041
Document Number	0000154427
Instrument Date	Apr 23, 2019
Instrument	154427
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13262 ORANGE KNOLL DR SANTA ANA CA 927052258, SANTA ANA, CA 92705-2258

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 9, 2019
Property Address	2087 VALLEY RD, COSTA MESA, CA 92627-4041
Document Number	0000154428
Instrument Date	Apr 12, 2019
Instrument	154428
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2087 VALLEY RD COSTA MESA CA 926274041, COSTA MESA, CA 92627-4041

Mortgage

Document Number	154429
Date	May 9, 2019
Instrument	154429

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2087 VALLEY RD, COSTA MESA, CA 92627-4041
Document Number	0000106367
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 VALLEY RD COSTA MESA CA 926274041, COSTA MESA, CA 92627-4041

Mortgage

Document Number	0000106367
Date	Apr 3, 2019
Instrument	106367

Lender

Name	HARRI J KETO
Address	12862 PANORAMA PL, SANTA ANA, CA 92705-1355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,059,316 (+2%) Land $923,712 Building $135,604
2025	$11,970.00 (+5.16%)	$1,038,546 (+4.04%) Land $905,600 Building $132,946
2023	$11,383.00 (+2.69%)	$998,219 Land $870,434 Building $127,785
2022	$11,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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