20860 S Springwater Rd, Estacada, OR 97023 Property Records

Clackamas County property record for 20860 S Springwater Rd, Estacada, OR 97023

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,419 sqft · built 1988
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$599,000 (May 2012)
Tax Bill$9,157 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN33E13 04405

Property Details

APN / Parcel Number

Primary APN33E13 04405
Alternative APN
  • 00912775

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,419 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage Area699 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00912775
Street Address20860 S SPRINGWATER RD
CityESTACADA
StateOR
Zip97023-8608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal DescriptionSECTION 13 TOWNSHIP 3S RANGE 3E TAX LOT 04405
Legal Range03E
Legal Township03S
Legal Section13
Legal SubdivisionCINDERELLA ACRES 02
Legal Lot Number4405
JurisdictionCLACKAMAS OR
Township / Civil DivisionESTACADA
Census Block Group3
Census Block3001
Census Tract23600

Owner

Source: Clackamas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20860 S SPRINGWATER RD, ESTACADA, OR 97023-8608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2012 · Amount on Record
Deed SaleMay 25, 2012 · Amount on Record
Prior SaleNov 21, 2001 · Amount on Record
Deed Document Number201232864
Prior Transfer DateJul 19, 2001
Prior Transfer Doc0000058862
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20860 S SPRINGWATER RD, ESTACADA, OR 97023-8608
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015225
DateFeb 16, 2021
Instrument2021-015225
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictEstacada School District 108 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,157.00 (-3.54%) Veteran's exemption$807,507 (+6.09%)$1,571,007 (+0.93%) Land $532,887 Building $1,038,120
2023$9,493.00 Veteran's exemption$761,154$1,556,603 Land $522,573 Building $1,034,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clear Creek Mutual Telephone
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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