2086 Spruce St, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2086 Spruce St, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,562 sqft · built 2013
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,900 (Aug 2013)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Aug 2019 Refinance Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HERM M:025 B:063 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:025 B:063 L:000`
Alternative APN	`472`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Basement Area	540 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	472
Street Address	2086 SPRUCE ST
City	HERMON
State	ME
Zip	04401-0247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	EVERGREEN ESTS AMD FINAL
Legal Block	63
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2008
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2086 SPRUCE ST, HERMON, ME 04401-0247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	201325596
Deed Book / Page	13294 / 253
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2086 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152290229
Date	Aug 1, 2019
Book Page	15229/229
Instrument	22499

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2086 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159660104
Date	Apr 6, 2021
Book Page	15966/104
Instrument	10716

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,020.00 (+30.22%)	$423,600 (+19.76%) Land $73,900 Building $349,700
2024	$3,855.00 (+1.45%)	$353,700 (+9.37%) Land $65,900 Building $287,800
2023	$3,800.00 (+22.38%)	$323,400 (+23.96%) Land $61,300 Building $262,100
2022	$3,105.00	$260,900 Land $54,600 Building $206,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOULIER PLACE APTS private · serves 60 people · EPA ID ME0090205
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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