2072 Spruce St, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2072 Spruce St, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,192 sqft · built 1987
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Feb 2025)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:025 B:062 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:025 B:062 L:000`
Alternative APN	`473`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Basement Area	766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	173,804 sqft (3.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	473
Street Address	2072 SPRUCE ST
City	HERMON
State	ME
Zip	04401-0247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	EVERGREEN ESTS PH II
Legal Block	62
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2008
Census Tract	10000

Owner

2072 Spruce St is owned and occupied by two individuals who bought it in February 2025.

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2072 SPRUCE ST, HERMON, ME 04401-0247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 4, 2020	Deed of Trust, Mortgage CUSO HM LNDG
May 29, 2019	Warranty Deed, Transfer CUSO HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Feb 18, 2025 · Amount on File
Deed Document Number	20253619
Deed Book / Page	17413 / 302
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2072 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168040271
Date	Apr 24, 2023
Book Page	16804/271
Instrument	8095

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2072 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163920135
Date	Feb 24, 2022
Book Page	16392/135
Instrument	5205

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2072 SPRUCE ST, HERMON, ME 04401-0247
Document Number	0155180341
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2072 SPRUCE ST HERMON ME 044010247, HERMON, ME 04401-0247

Mortgage

Document Number	0155180341
Date	May 8, 2020
Book Page	015518/000341
Instrument	12219

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 7, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	May 29, 2019
Property Address	2072 SPRUCE ST, HERMON, ME 04401-0247
Document Number	0151590349
Book / Page	015159 / 000349
Instrument Date	May 21, 2019
Instrument	14564
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 CHASE BROOK DR ALEXANDER ME 046946227, ALEXANDER, ME 04694-6227

Mortgage

Document Number	151530056
Date	May 29, 2019
Book Page	015153/000056
Instrument	13735

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2072 Spruce St was $5,559, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,559.00 (+21.83%)	$469,100 (+12.06%) Land $88,100 Building $381,000
2024	$4,563.00 (-6.17%)	$418,600 (+1.14%) Land $78,500 Building $340,100
2023	$4,863.00 (+21%)	$413,900 (+22.56%) Land $73,100 Building $340,800
2022	$4,019.00	$337,700 Land $65,000 Building $272,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2072 Spruce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2072 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOULIER PLACE APTS private · serves 60 people · EPA ID ME0090205
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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