2086 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2086 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,784 sqft · built 1994
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2022)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-283178`

Property Details

APN / Parcel Number

Primary APN	`03-283178`
Alternative APNs	`3283178` `283178`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,784 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,200 sqft (0.096 acres)

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	150 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	283178
Street Address	2086 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3161
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 277 4200 SF 2086 BRANDY DRIVE ROSEFIELDS S8 PT 78/47
Legal Subdivision	ROSEFIELDS
Legal Lot Number	277
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Aug 11, 2022	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Jul 24, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	15630 / 232
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	1121000412
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145290009
Date	Feb 26, 2021
Book Page	14529/9

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2022
Property Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161
Document Number	0156300232
Book / Page	15630 / 232
Map Reference	MB CGH 78 FO 47
Instrument Date	Aug 3, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161

Mortgage

Document Number	0156300237
Date	Aug 11, 2022
Instrument	15630-0237

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 24, 2019
Property Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161
Document Number	0133600001
Book / Page	13360 / 0001
Map Reference	MB CGH 78 FO 17
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2086 BRANDY DR, FOREST HILL, MD 21050-3161

Mortgage

Document Number	0000133608
Date	Jul 24, 2019
Instrument	13360/8

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,033 (+21.01%)	$395,500 (+8.86%) Land $87,000 Building $308,500
2025	$3,664.00 (+19.23%)
2023		$309,100	$363,300 Land $82,500 Building $280,800
2022	$3,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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