2082 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2082 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,762 sqft · built 1994
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2018)
Tax Bill	$3,375 (2026)
Deeds & Mortgages	Feb 2017 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-283194`

Property Details

APN / Parcel Number

Primary APN	`03-283194`
Alternative APNs	`3283194` `283194`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,762 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,150 sqft (0.072 acres)
Deck Area	300 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	283194
Street Address	2082 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3161
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 279 3150 SF 2082 BRANDY DRIVE ROSEFIELDS S8 PT 78/47
Legal Subdivision	ROSEFIELDS
Legal Lot Number	279
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2082 BRANDY DR, FOREST HILL, MD 21050-3161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
Mar 5, 2018	Grant Deed, Transfer · Conventional with PMI CAPITAL BK/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Book / Page	12731 / 123
Prior Transfer Date	Feb 21, 2011
Prior Transfer Doc	0093780039
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2082 BRANDY DR, FOREST HILL, MD 21050-3161
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ALL STAR TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122420297
Date	Feb 27, 2017
Book Page	12242/0297
Instrument	12242-0297

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2082 BRANDY DR, FOREST HILL, MD 21050-3161
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138410099
Date	May 8, 2020
Book Page	13841/99

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 5, 2018
Property Address	2082 BRANDY DR, FOREST HILL, MD 21050-3161
Document Number	0127310123
Book / Page	012731 / 000123
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2082 BRANDY DR FOREST HILL MD 210503161, FOREST HILL, MD 21050-3161

Mortgage

Document Number	127310129
Date	Mar 5, 2018
Book Page	012731/000129

Lender

Name	CAPITAL BK/CA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,375.00 (+5.87%) Homeowner's exemption	$309,700 (+7.03%)	$337,700 (+14.2%) Land $82,000 Building $255,700
2025	$3,188.00 (+2.21%) Homeowner's exemption
2023		$289,367	$295,700 Land $82,000 Building $213,700
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

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