20859 Summerfield Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20859 Summerfield Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,882 sqft · built 1996
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Dec 2022)
Tax Bill$7,791 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Oct 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-27-305-016

Property Details

APN / Parcel Number

Primary APN20-08-27-305-016
Alternative APN
  • 0827305016

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,882 sqft Living Area
1st Floor Area1,897 sqft
Basement Area1,897 sqft
Unfinished Basement1,897 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions139 ft deep x 70 ft wide
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20859 SUMMERFIELD DR
CityMACOMB
StateMI
Zip48044-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERFIELD ESTATES SUB #1 LOT 42 LIBER: 109 PAGES: 37-42
Legal SubdivisionSUMMERFIELD ESTATES SUB
Legal Lot Number42
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1018
Census Tract224101

Owner

Source: Macomb County records · APN 20-08-27-305-016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 07, 2021Deed of Trust, Mortgage · Line of Credit
GENISYS CU
May 17, 2018Deed of Trust, Mortgage · Line of Credit
COMERICA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2022 · Amount on Record
Deed SaleDec 06, 2022 · Amount on Record
Deed Document Number2022133404
Deed Book / Page28926 / 322
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateDec 06, 2022
Property Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220
Document Number2200133404
Book / Page28926 / 322
Map ReferenceLB 109 PG 37-42
Instrument DateNov 01, 2022
Instrument202200133404
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyFIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220

Transferred To (Grantee/Buyer)

NameVerified Name
Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220

Mortgage

Document Number2200133405
DateDec 06, 2022
Instrument202200133405
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220

Mortgage

Document Number2102248933
DateOct 07, 2021
Book Page28071/719
Instrument202102248933
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20859 SUMMERFIELD DR, MACOMB, MI 48044-2220
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057991
DateMay 17, 2018
Book Page25370/624
Instrument8057991
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$258,400 (+18.21%)$516,800 (+18.21%)
2025$7,791.00 (+71.84%)
2023$218,600$437,200
2022$4,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992241011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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