20850 Summerfield Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20850 Summerfield Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,852 sqft · built 1997
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jun 2016)
Tax Bill$6,264 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-27-306-010

Property Details

APN / Parcel Number

Primary APN20-08-27-306-010
Alternative APN
  • 0827306010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,852 sqft Living Area
1st Floor Area1,897 sqft
Basement Area1,897 sqft
Unfinished Basement1,877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20850 SUMMERFIELD DR
CityMACOMB
StateMI
Zip48044-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERFIELD ESTATES SUB #1 LOT 10
Legal SubdivisionSUMMERFIELD ESTATES SUB
Legal Lot Number10
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2015
Census Tract224101

Owner

Source: Macomb County records · APN 20-08-27-306-010

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20850 SUMMERFIELD DR, MACOMB, MI 48044-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Dec 03, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2016 · Amount on Record
Deed SaleJun 17, 2016 · Amount on Record
Prior SaleJul 12, 2013 · Amount on Record
Deed Document Number20166073229
Deed Book / Page24090 / 590
Last Transfer DateNov 20, 2020
Transfer Doc0000149278
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20850 SUMMERFIELD DR, MACOMB, MI 48044-2220
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20850 SUMMERFIELD DR, MACOMB, MI 48044-2220

Mortgage

Document Number2300086263
DateOct 11, 2023
Book Page29332/254
Instrument202300086263
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateDec 03, 2020
Property Address20850 SUMMERFIELD DR, MACOMB, MI 48044-2220
Document Number0000149278
Book / Page27215 / 642
Map ReferenceLB 109 PG 37-42
Instrument DateNov 20, 2020
Instrument2149278
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20850 SUMMERFIELD DR, MACOMB, MI 48044-2220

Mortgage

Document Number0000149279
DateDec 03, 2020
Instrument2149279
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2040

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$257,900 (+3.78%)$515,800 (+3.78%)
2025$6,264.00 (+13.13%) Homeowner's exemption$248,500 (+18.67%)$497,000 (+18.67%)
2023$209,400$418,800
2022$5,537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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