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20850 Park Pl, Estero, FL 33928 Property Records

Lee County property record for 20850 Park Pl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,573 sqft · built 1980
Lot Size0.268 acres (11,674 sqft)
OwnerIndividual Name on File
Last Sale$304,000 (Aug 2007)
Tax Bill$1,357 (2025)
Deeds & MortgagesJun 2019 Loan Modification
Apr 2018 Mortgage
Flood ZoneZone AE (high risk)
APN29-46-25-E4-02008.0050

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-02008.0050
Alternative APNs
  • 252946E4020080050
  • 29462502000080050
  • 10274281

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,573 sqft Living Area
Gross Area2,785 sqft
1st Floor Area1,573 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,674 sqft (0.268 acres)
Lot Dimensions123 ft deep x 92 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10274281
Street Address20850 PARK PL
CityESTERO
StateFL
Zip33928-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionESTERO RIVER HGTS.UNIT 1 BLK 8 PB 13 PG 41 LOT 5
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionESTERO RIVER HGTS
Legal TractE4
Legal Block8
Legal Lot Number5
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1004
Census Tract50104

Owner

Source: Lee County assessment roll, APN 29-46-25-E4-02008.0050, as of April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20850 PARK PL, ESTERO, FL 33928-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2019Loan Modification, Mortgage · Line of Credit
SPECIALIZED LN SERVICING
Apr 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2007 · Amount on Record
Deed SaleAug 08, 2007 · Amount on Record
Prior SaleAug 02, 2001 · Amount on Record
Deed Document Number2007247650
Record UpdatedJun 08, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address20850 PARK PL, ESTERO, FL 33928-2524
Document Number0000187986
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20850 PARK PL ESTERO FL 339282524, ESTERO, FL 33928-2524

Mortgage

Document Number0000187986
DateAug 13, 2019
Instrument187986
Lender
NameSPECIALIZED LN SERVICING
TypeFunding / Finance Company
AddressHIGHLANDS RANCH, CO 80129
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 12, 2059
Interest
Rate TypeAdjustable Rate
Rate4.5%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20850 PARK PL, ESTERO, FL 33928-2524
Document Number0000117526
Instrument DateApr 05, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address20850 PARK PL ESTERO FL 339282524, ESTERO, FL 33928-2524

Mortgage

Document Number0000117526
DateMay 15, 2018
Instrument117526
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate12%

Tax Assessment & Valuation

Source: Lee County assessment roll as of April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,357.00 (+10.5%) Homeowner's exemption$117,670 (+5.99%)$346,525 (+151.72%) Land $106,909 Building $239,616
2023$1,228.00 (-5.17%) Homeowner's exemption$111,024 (+3%)$137,661 (-51.5%) Land $137,651 Building $10
2022$1,295.00 Homeowner's exemption$107,790$283,852 Land $102,033 Building $181,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710501041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims111 (1988–2024)
Claims Outside the SFHA6 of 111
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Ian, Oct 2022 · 40 claims
  • Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Orlando Telephone Company
Fiber		2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Lumen Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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