20640 Park Pl, Estero, FL 33928 Property Records

Lee County property record for 20640 Park Pl, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,774 sqft · built 1987
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E4-05000.0040`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E4-05000.0040`
Alternative APNs	`252946E4050000040` `10274425`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,774 sqft Living Area
Gross Area	5,026 sqft
1st Floor Area	2,490 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Florida Room
Porch Area	532 sqft
Patio Area	804 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10274425
Street Address	20640 PARK PL
City	ESTERO
State	FL
Zip	33928-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 4
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	ESTERO RIVER HEIGHTS
Legal Tract	E4
Legal Block	1
Legal Lot Number	4
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50104

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20640 PARK PL, ESTERO, FL 33928-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2020
Transfer Doc	0000034326
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20640 PARK PL, ESTERO, FL 33928-2552
Document Number	0000313783
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20640 PARK PL ESTERO FL 339282552, ESTERO, FL 33928-2552

Mortgage

Document Number	0000313783
Date	Dec 15, 2020
Instrument	313783

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Feb 7, 2020
Property Address	20640 PARK PL, ESTERO, FL 33928-2552
Document Number	0000034326
Instrument Date	Feb 6, 2020
Instrument	34326
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14231 CHETWOOD ST FORT MYERS FL 33905, FORT MYERS, FL 33905

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20640 PARK PL, ESTERO, FL 33928-2552
Document Number	0000089562
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20640 PARK PL ESTERO FL 339282552, ESTERO, FL 33928-2552

Mortgage

Document Number	0000089562
Date	Apr 26, 2017
Instrument	89562

Lender

Name	SUNCOAST FCU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2037

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,706 (+26.87%)	$629,387 (+91.31%) Land $262,539 Building $366,848
2025	$3,157.00 (+7.56%) Homeowner's exemption	$255,932 (+5.99%)	$328,986 (+36.24%) Land $328,976 Building $10
2023	$2,935.00 (-20.55%) Homeowner's exemption	$241,475 (-16.62%) Land $241,465 Building $10	$241,475 (-66.87%) Land $241,465 Building $10
2022	$3,694.00 Homeowner's exemption	$289,621	$728,926 Land $178,983 Building $549,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	111 (1988–2024)
Claims Outside the SFHA	6 of 111
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Oct 2022 · 40 claims Hurricane Ian, Sep 2022 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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