2085 Prospect Rd, Holladay, TN 38341 Property Records

Decatur County property record for 2085 Prospect Rd, Holladay, TN 38341

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,456 sqft · built 2017
Lot Size	3.05 acres (133,294 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020020 00107`

Property Details

APN / Parcel Number

Primary APN	`020020 00107`
Alternative APN	`020 00107`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	133,294 sqft (3.05 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2085 PROSPECT RD
City	HOLLADAY
State	TN
Zip	38341-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:12 MAP REF:020
Jurisdiction	DECATUR TN
Township / Civil Division	9
Census Block Group	1
Census Block	1015
Census Tract	955001

Owner

Source: Decatur County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2085 PROSPECT RD, HOLLADAY, TN 38341-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Apr 25, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2014
Deed Sale	Nov 6, 2014
Deed Document Number	0000297374
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	2085 PROSPECT RD, HOLLADAY, TN 38341-7001
Document Number	0000082341
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2085 PROSPECT RD HOLLADAY TN 383417001, HOLLADAY, TN 38341-7001

Mortgage

Document Number	0000082341
Date	May 6, 2020
Book Page	000347/000833
Instrument	82341

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 5, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	2085 PROSPECT RD, HOLLADAY, TN 38341-7001
Document Number	0000075329
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2085 PROSPECT RD HOLLADAY TN 383417001, HOLLADAY, TN 38341-7001

Mortgage

Document Number	0000075329
Date	May 4, 2017
Book Page	000319/000593
Instrument	75329

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+85.13%)	$107,875 (+82.45%) Land $6,100 Building $101,775	$431,500 (+82.45%) Land $24,400 Building $407,100
2023		$59,125 (-) Land $2,050 Building $57,075
2022		$59,125 Land $2,050 Building $57,075	$236,500 (-) Land $8,200 Building $228,300
2020			$236,500 Land $8,200 Building $228,300
2018	$955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.DEP. OF DECATUR/BENTON CO serves 3,818 people · EPA ID TN0000883
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prospect Rd

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