1979 Prospect Rd, Holladay, TN 38341 Property Records

Decatur County property record for 1979 Prospect Rd, Holladay, TN 38341

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,886 sqft · built 2016
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020020 00106`

Property Details

APN / Parcel Number

Primary APN	`020020 00106`
Alternative APN	`020 00106`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,886 sqft Living Area
1st Floor Area	2,220 sqft
Upper Floors Area	2,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	201,683 sqft (4.63 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1979 PROSPECT RD
City	HOLLADAY
State	TN
Zip	38341-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: F03
Jurisdiction	DECATUR TN
Township / Civil Division	9
Census Block Group	1
Census Block	1015
Census Tract	955001

Owner

Source: Decatur County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1979 PROSPECT RD, HOLLADAY, TN 38341-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit DECATUR COUNTY BANK PARSONS OFFICE
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2014
Deed Sale	Mar 28, 2014
Deed Document Number	14067987
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	1979 PROSPECT RD, HOLLADAY, TN 38341-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077077
Date	Feb 13, 2018
Book Page	326/0740
Instrument	18077077

Lender

Name	DECATUR COUNTY BANK PARSONS OFFICE
Address	PARSONS, TN 38363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Apr 1, 2023

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR TN
Property Address	1979 PROSPECT RD, HOLLADAY, TN 38341-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083759
Date	Oct 29, 2020
Book Page	353/945
Instrument	20083759

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+67.82%)	$106,925 (+79.1%) Land $8,000 Building $98,925	$427,700 (+79.1%) Land $32,000 Building $395,700
2023		$59,700 (-) Land $3,225 Building $56,475
2022		$59,700 Land $3,225 Building $56,475	$238,800 (-) Land $12,900 Building $225,900
2020			$238,800 Land $12,900 Building $225,900
2018	$1,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.DEP. OF DECATUR/BENTON CO serves 3,818 people · EPA ID TN0000883
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

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