1. Home
  2. California
  3. San Diego County
  4. Vista
  5. Oak Leaf Ct

2085 Oak Leaf Ct, Vista, CA 92081 Property Records

San Diego County property record for 2085 Oak Leaf Ct, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,443 sqft · built 1990
Lot Size0.464 acres (20,208 sqft)
OwnerCompany Name on File
Last Sale$331,000 (Mar 1990)
Tax Bill$7,674 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN183-170-12-00

Property Details

APN / Parcel Number

Primary APN183-170-12-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,443 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area20,208 sqft (0.464 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2085 OAK LEAF CT
CityVISTA
StateCA
Zip92081-5046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 5 TR 011860
Legal SubdivisionVISTA 85-2
Legal Tract011860
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19904

Owner

Source: San Diego County records · APN 183-170-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2085 OAK LEAF CT, VISTA, CA 92081-5046
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Aug 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Sep 13, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 1990 · Amount on Record
Deed SaleMar 20, 1990 · Amount on Record
Deed Document Number1990148444
Last Transfer DateSep 08, 2019
Transfer Doc0000400045
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2085 OAK LEAF CT, VISTA, CA 92081-5046
Transaction TypeMortgage
Record UpdatedMar 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 OAK LEAF CT, VISTA, CA 92081-5046

Mortgage

Document Number0000047654
DateFeb 20, 2026
Instrument2026-0047654
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2046

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2085 OAK LEAF CT, VISTA, CA 92081-5046
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2085 OAK LEAF CT, VISTA, CA 92081-5046

Mortgage

Document Number0000325782
DateApr 28, 2021
Instrument2021-0325782
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2085 OAK LEAF CT, VISTA, CA 92081-5046
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000345368
DateAug 22, 2018
Instrument2018-0345368
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2085 OAK LEAF CT, VISTA, CA 92081-5046
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073327
DateFeb 28, 2019
Instrument2019-0073327
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 13, 2019
Property Address2085 OAK LEAF CT, VISTA, CA 92081-5046
Document Number0000400045
Map ReferenceFILE 87-398762
Instrument DateSep 08, 2019
Instrument2019-0400045
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2085 OAK LEAF CT, VISTA, CA 92081-5046

Mortgage

Document Number0000400046
DateSep 13, 2019
Instrument2019-0400046
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$632,968 (+2%) Land $195,393 Building $437,575
2025$7,674.00 (+7.84%) Homeowner's exemption$620,558 (+4.04%) Land $191,562 Building $428,996
2023$7,116.00 (+0.24%) Homeowner's exemption$596,463 Land $184,124 Building $412,339
2022$7,099.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730199041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 676 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Cox Communications, San Diego Broadband, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak Leaf Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures