2085 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 2085 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,686 sqft · built 1975
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Feb 1974)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-04-015.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-04-015.000`
Alternative APN	`L3546090104015000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	4,197 sqft
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	140 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	42 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2085 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 4 LOT 26312 FF 117.08
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	26312
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1006
Census Tract	12000

Owner

2085 High Rdg Rd is owned and occupied by an individual who acquired it in July 2007.

Source: Allen County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Feb 17, 2026	Transfer on Death Deed, Transfer
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1974 · Amount on File
Deed Sale	Feb 1, 1974 · Amount on File
Last Transfer Date	Jul 17, 2007
Transfer Doc	0000011193
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Oct 1, 2026
Property Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010
Document Number	0000010356
Instrument Date	Sep 25, 2026
Instrument	202610356
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010

Mortgage

Document Number	0000010356,
Date	Oct 1, 2026
Instrument	202610356

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 17, 2026
Property Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010
Document Number	2170001474
Book / Page	2026 / 1474
Map Reference	VOL 13 PG 15
Instrument Date	Feb 11, 2026
Instrument	202602170001474
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 HIGH RIDGE RD, LIMA, OH 45805-4010

Mortgage

Document Number	4220004752
Date	Apr 22, 2022
Book Page	2022/4752
Instrument	202204220004752

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2062

Tax Assessment & Valuation

The 2025 property tax bill for 2085 High Rdg Rd was $4,228, up 14.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+14.83%)	$75,470 (-) Land $13,340 Building $62,130	$215,600 (-) Land $38,100 Building $177,500
2024	$3,682.00 (+7.91%) Homeowner's exemption	$75,470 (+23%) Land $13,340 Building $62,130	$215,600 Land $38,100 Building $177,500
2023	$3,412.00 (-0.29%) Homeowner's exemption	$61,360 (-) Land $10,850 Building $50,510
2022	$3,422.00 Homeowner's exemption	$61,360 Land $10,850 Building $50,510
2021			$175,300 Land $31,000 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2085 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2085 High Rdg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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