2069 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 2069 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,468 sqft · built 1977
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Sep 2025)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-0901-04-014.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-04-014.000`
Alternative APN	`L3546090104014000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,436 sqft
Upper Floors Area	1,032 sqft
Basement Area	504 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	70 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2069 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 5 LOT 26740 JOINT TEN FF 80.00
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	26740
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1006
Census Tract	12000

Owner

2069 High Rdg Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage SUPERIOR CU INC
Sep 19, 2025	Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 11, 2017	Grant Deed, Transfer · Conventional Mortgage SUPERIOR CU
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Jul 11, 2017 · Amount on File
Deed Document Number	20259646
Prior Transfer Date	May 26, 2016
Prior Transfer Doc	5310005426
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1150000741
Date	Jan 15, 2021
Book Page	2021/741
Instrument	202101150000741

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 19, 2025
Property Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010
Document Number	9190009646
Book / Page	2025 / 9646
Map Reference	MB 14 PG 5-6
Instrument Date	Sep 15, 2025
Instrument	202509190009646
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010

Mortgage

Document Number	9190009647
Date	Sep 19, 2025
Instrument	202509190009647

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 11, 2017
Property Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010
Document Number	0000007621
Instrument Date	Jul 5, 2017
Instrument	7621
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2069 HIGH RIDGE RD LIMA OH 458054010, LIMA, OH 45805-4010

Mortgage

Document Number	7622
Date	Jul 11, 2017
Instrument	7622

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2069 HIGH RIDGE RD, LIMA, OH 45805-4010
Document Number	0000001862
Book / Page	002017 / 001862
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2069 HIGH RIDGE RD LIMA OH 458054010, LIMA, OH 45805-4010

Mortgage

Document Number	0000001862
Date	Feb 23, 2017
Book Page	002017/001862
Instrument	1862

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 22, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2069 High Rdg Rd was $4,252, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (+0.05%)	$87,020 (-) Land $10,610 Building $76,410	$248,600 (-) Land $30,300 Building $218,300
2024	$4,250.00 (+7.65%) Homeowner's exemption	$87,020 (+23.01%) Land $10,610 Building $76,410	$248,600 Land $30,300 Building $218,300
2023	$3,948.00 (-0.05%) Homeowner's exemption	$70,740 (-) Land $8,610 Building $62,130
2022	$3,950.00 Homeowner's exemption	$70,740 Land $8,610 Building $62,130
2021			$202,100 Land $24,600 Building $177,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2069 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2069 High Rdg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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