2081 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2081 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,277 sqft · built 2017
Lot Size	0.165 acres (7,186 sqft)
Owner	2 Individual Names on File
Last Sale	$3,050,000 (May 2021)
Tax Bill	$38,926 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-044-2`

Property Details

APN / Parcel Number

Primary APN	`222-790-044-2`
Alternative APN	`222-790-044`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,277 sqft Living Area
1st Floor Area	2,560 sqft
2nd Floor Area	2,717 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	7,186 sqft (0.165 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2081 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L132
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	345112

Owner

2081 Elderberry Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
May 17, 2021	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 30, 2018	Grant Deed, Subdivision Related Transfer · ARM TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	2021146093
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0000008160
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000019183
Date	Jan 21, 2021
Instrument	2021-019183

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2021
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000146093
Map Reference	MB 529 PG 25-44
Instrument Date	May 6, 2021
Instrument	2021-146093
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000146094
Date	May 17, 2021
Instrument	2021-146094

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 15, 2020
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000008160
Instrument Date	Dec 13, 2019
Instrument	8160
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2081 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 15, 2020
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000008161
Instrument Date	Dec 13, 2019
Instrument	8161
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2081 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000023655
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000023655
Date	Feb 21, 2019
Instrument	23655

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 30, 2018
Property Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000084859
Map Reference	MB 529 PG 25-44
Instrument Date	Apr 2, 2018
Instrument	2018-084859
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2081 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000084860
Date	May 30, 2018
Instrument	2018-084860

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2081 Elderberry Dr was $38,926 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,367,444 (+2%) Land $1,380,100 Building $1,987,344
2025	$38,926.00 Homeowner's exemption	$3,301,417 Land $1,353,040 Building $1,948,377
2023	$37,503.00 (+1.01%) Homeowner's exemption	$3,173,220 Land $1,300,500 Building $1,872,720
2022	$37,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2081 Elderberry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2081 Elderberry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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