Essex County property record for 2085 Brookes Bank Rd, Champlain, VA 22438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,124 sqft · built 1974 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,043 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-7 |
| Primary APN | 6-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,288 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 942 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7838 |
|---|---|
| Street Address | 2085 BROOKES BANK RD |
| City | CHAMPLAIN |
| State | VA |
| Zip | 22438-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | OTTERBURN FARM (PART) PARCELS 1 & 2 WATE RFRONT () WATERFRONT () |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950600 |
Source: Essex County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 274, CARET, VA 22436-0274 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Sep 2, 2026 |
| Property Address | 2085 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040 |
| Document Number | 0000001110 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20261110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000001110, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20261110 |
| Name | ATLANTIC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Max Rate | -1% |
|---|
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,043.00 | $553,300 (-) Land $235,900 Building $317,400 | $553,300 (-) Land $235,900 Building $317,400 |
| 2025 | $3,043.00 (-16.15%) | $553,300 (+11.29%) Land $235,900 Building $317,400 | $553,300 (+11.29%) Land $235,900 Building $317,400 |
| 2023 | $3,629.00 | $497,183 Land $224,000 Building $273,183 | $497,183 Land $224,000 Building $273,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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