2020 Brookes Bank Rd, Champlain, VA 22438 Property Records

Essex County property record for 2020 Brookes Bank Rd, Champlain, VA 22438

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,502 sqft · built 2001
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,351 (2026)
Deeds & Mortgages	Dec 2022 Transfer Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6-8`

Property Details

APN / Parcel Number

Primary APN	`6-8`
Alternative APN	`9956`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,502 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	162,043 sqft (3.72 acres)
Lot Dimensions	250 ft deep x 300 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9956
Street Address	2020 BROOKES BANK RD
City	CHAMPLAIN
State	VA
Zip	22438-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	OTTERBURN FARM (PART) PARCEL A WATERFRON T (300' X 250') WATERFRONT (300' X 250')
Jurisdiction	ESSEX VA
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1002
Census Tract	950600

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit ESSEX BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 18, 2025
Transfer Doc	0000000203
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX VA
Recording Date	Dec 21, 2022
Property Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Document Number	0220001782
Instrument Date	Dec 21, 2022
Instrument	220001782
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001364
Date	Nov 7, 2018
Instrument	180001364

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000630
Date	Jun 1, 2020
Instrument	200000630

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001392
Date	Nov 7, 2019
Instrument	190001392

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	2020 BROOKES BANK RD, CHAMPLAIN, VA 22438-2040
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001418
Date	Aug 13, 2021
Instrument	210001418

Lender

Name	ESSEX BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,351.00 (+13.67%)	$609,300 (+13.68%) Land $254,000 Building $355,300	$609,300 (+13.68%) Land $254,000 Building $355,300
2025	$2,948.00 (-32.06%)	$536,000 (-9.83%) Land $180,700 Building $355,300	$536,000 (-9.83%) Land $180,700 Building $355,300
2023	$4,339.00	$594,400 Land $308,800 Building $285,600	$594,400 Land $308,800 Building $285,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Nearby Properties on Brookes Bank Rd

Nearby Streets

All Champlain, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures