20846 Middlegate Dr, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20846 Middlegate Dr, Lexington Park, MD 20653

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,400 sqft · built 2010
Lot Size	0.284 acres (12,377 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Feb 2018)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-171521`

Property Details

APN / Parcel Number

Primary APN	`08-171521`
Alternative APN	`171521`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,377 sqft (0.284 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	171521
Street Address	20846 MIDDLEGATE DR
City	LEXINGTON PARK
State	MD
Zip	20653-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 15 PLAT 9 PHASE 4 PEMBROOKE
Legal Subdivision	MATTINGLY
Legal Phase	4
Legal Lot Number	15
Jurisdiction	ST MARY'S MD
Township / Civil Division	8, BAY
Census Block Group	1
Census Block	1001
Census Tract	875906

Owner

20846 Middlegate Dr is owned and occupied by two individuals who bought it in February 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20846 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Prior Sale	Nov 3, 2010 · Amount on File
Deed Book / Page	4821 / 171
Record Updated	Oct 29, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Feb 23, 2018
Property Address	20846 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8247
Document Number	0048210171
Book / Page	4821 / 171
Map Reference	MB64 PL115
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,981.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20846 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8247

Mortgage

Document Number	0004821178
Date	Feb 23, 2018
Instrument	4821/178

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20846 Middlegate Dr was $3,812 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,400 Land $97,400 Building $307,000	$404,400 Land $97,400 Building $307,000
2025	$3,812.00 Homeowner's exemption
2023	$3,562.00 Homeowner's exemption	$327,600 Land $97,400 Building $230,200	$327,600 Land $97,400 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20846 Middlegate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20846 Middlegate Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PARK serves 43,030 people · EPA ID MD0180007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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