20826 Middlegate Dr, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20826 Middlegate Dr, Lexington Park, MD 20653

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,706 sqft · built 2012
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$354,839 (May 2012)
Tax Bill$4,858 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-171572

Property Details

APN / Parcel Number

Primary APN08-171572
Alternative APN
  • 171572

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,706 sqft Total Area
Basement Area1,122 sqft
Finished Basement1,122 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,411 sqft (0.239 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number171572
Street Address20826 MIDDLEGATE DR
CityLEXINGTON PARK
StateMD
Zip20653-8247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 34 PLAT 9 PHASE 4 PLAT 64/115 PEMBROOKE
Legal SubdivisionPEMBROOKE PH 04
Legal Phase4
Legal Lot Number34
JurisdictionST MARY'S MD
Township / Civil Division8, BAY
Census Block Group1
Census Block1001
Census Tract875906

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20826 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2012 · Amount on File
Deed SaleMay 1, 2012 · Amount on File
Deed Book / Page3709 / 264
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20826 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8247
Document Number0048210406
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address20826 MIDDLEGATE DR LEXINGTON PARK MD 206538247, LEXINGTON PARK, MD 20653-8247

Mortgage

Document Number0048210406
DateFeb 26, 2018
Book Page004821/000406
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,800 (+26.68%) Land $96,200 Building $387,600$483,800 (+26.68%) Land $96,200 Building $387,600
2025$4,858.00 (+17.46%)
2023$4,136.00$381,900 Land $96,200 Building $285,700$381,900 Land $96,200 Building $285,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON PARK
serves 43,030 people · EPA ID MD0180007
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: Xfinity.

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