20840 Pine Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20840 Pine Tree Ln, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,913 sqft Living Area
Lot Size12,545 sqft (0.288 acres)
GarageAttached, 552 sqft
OccupancyOwner Occupied
Tax Bill$1,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-01006.0140
Alternative APNs
  • 252946E4010060140
  • 29462501010060140
  • 10274264

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,913 sqft Living Area
Gross Area2,585 sqft Gross Area
1st Floor1,616 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,545 sqft (0.288 acres)
Depth X Width125 ft x 104 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage
Patio Area96 sqft Patio
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10274264
Street Address20840 PINE TREE LN
CityESTERO
StateFL
Zip33928-2532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTERO RIVER HEIGHTS BLK 6 PB 10 PG 15 LOT 14
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionESTERO RIVER HEIGHTS
Legal TractE4
Legal Block6
Legal Lot Number14
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1008
Census Tract50104

Owner

Source: Lee County records · APN 29-46-25-E4-01006.0140

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20840 PINE TREE LN, ESTERO, FL 33928-2532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20840 PINE TREE LN, ESTERO, FL 33928-2532
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000392569
DateNov 30, 2021
Instrument2021000392569
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20840 PINE TREE LN, ESTERO, FL 33928-2532
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000295701
DateNov 30, 2020
Instrument2020000295701
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$129,599 (+2.7%)$446,469 (+38.82%) Land $95,596 Building $350,873
2025$1,468.00 (+10.13%) Homeowner's exemption$126,192 (+5.99%)$321,622 (-32.71%) Land $107,208 Building $214,414
2023$1,333.00 (-4.65%) Homeowner's exemption$119,064 (+3%)$477,957 (+70.06%) Land $137,651 Building $340,306
2022$1,398.00 Homeowner's exemption$115,596$281,046 Land $102,033 Building $179,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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