20781 Pine Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20781 Pine Tree Ln, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage2,533 sqft Living Area
Lot Size15,812 sqft (0.363 acres)
OccupancyOwner Occupied
Last Sale$635,000 (2025)
Tax Bill$3,997.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-01005.0150
Alternative APNs
  • 252946E4010050150
  • 29462501010050150
  • 10274245

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,533 sqft Living Area
Gross Area3,652 sqft Gross Area
1st Floor1,607 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,812 sqft (0.363 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool Area280 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Shed1 Shed
Shed Area96 sqft Shed
Patio Area646 sqft Patio
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10274245
Street Address20781 PINE TREE LN
CityESTERO
StateFL
Zip33928-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTERO RIVER HEIGHTS BLK 5 PB 10 PG 15 LOT 15
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionESTERO RIVER HEIGHTS
Legal TractE4
Legal Block5
Legal Lot Number15
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1004
Census Tract50104

Owner

Source: Lee County records · APN 29-46-25-E4-01005.0150

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20781 PINE TREE LN, ESTERO, FL 33928-2550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE WAREHOUSE
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE WAREHOUSE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Doc Number202581619
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20781 PINE TREE LN, ESTERO, FL 33928-2550
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyACCESS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20781 PINE TREE LN, ESTERO, FL 33928-2550

Mortgage

Document Number0000273131
DateAug 18, 2021
Instrument2021000273131
Lender
NameTHE MORTGAGE WAREHOUSE
TypeMortgage Company
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 27, 2019
Property Address20781 PINE TREE LN, ESTERO, FL 33928-2550
Document Number0000272770
Instrument DateNov 25, 2019
Instrument272770
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyCOTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9508 RIVER OTTER DR FORT MYERS FL 339128928, FORT MYERS, FL 33912-8928

Mortgage

Document Number272771
DateNov 27, 2019
Instrument272771
Lender
NameMORTGAGE WAREHOUSE
TypeMortgage Company
AddressFORT MYERS, FL 33912
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,997.00 (+7.13%) Homeowner's exemption$320,397 (+5.99%)$418,616 (-21.99%) Land $123,199 Building $295,417
2023$3,731.00 (-0.37%) Homeowner's exemption$302,298 (+3%)$536,614 (+55.54%) Land $137,651 Building $398,963
2022$3,745.00 Homeowner's exemption$293,493$345,007 Land $102,033 Building $242,974

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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