Island County property record for 2084 Navy Ln, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,854 sqft · built 2002 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,780 (Dec 2010) |
| Tax Bill | $7,067 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R13204-126-1220 |
| Primary APN | R13204-126-1220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,854 sqft Living Area |
| Gross Area | 3,687 sqft |
| 1st Floor Area | 2,854 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Attached |
| Garage Area | 833 sqft |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2084 NAVY LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | LOT 4 SP 84-121.13204.108-1040 V2 SP P81 AF#86014378 |
| Legal Range | 1E |
| Legal Township | 32N |
| Legal Section | 04 |
| Legal Subdivision | SHORT 84-121 |
| Legal Lot Number | 4 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970500 |
2084 Navy Ln is owned and occupied by an individual who bought it in December 2010.
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2084 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2010 · Amount on File |
| Deed Sale | Dec 21, 2010 · Amount on File |
| Deed Document Number | 20104287189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2084 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004556871 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 4556871 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2084 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004565741 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 4565741 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2084 Navy Ln was $7,067.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,067.00 | ||
| 2025 | $917,179 Land $260,000 Building $657,179 | $917,179 Land $260,000 Building $657,179 | |
| 2023 | $4,165.00 | $610,187 (+9.13%) Land $240,000 Building $370,187 | $610,187 (+9.13%) Land $240,000 Building $370,187 |
| 2022 | $559,127 Land $220,000 Building $339,127 | $559,127 Land $220,000 Building $339,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2084 Navy Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2084 Navy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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