Island County property record for 2033 Navy Ln, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 2001 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,910 (Sep 2026) |
| Tax Bill | $4,460 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R13204-059-0840 |
| Primary APN | R13204-059-0840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 2,437 sqft |
| 1st Floor Area | 1,439 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Attached |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 314 sqft |
| Storage Building | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2033 NAVY LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | 45 - NW SE SW SW EX E30 INCL EZ |
| Legal Range | 1E |
| Legal Township | 32N |
| Legal Section | 04 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970500 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| Jun 7, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 26, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 23, 2024 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Sep 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Nov 27, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| May 31, 2018 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2024 · Amount on Record |
| Deed Document Number | 20264606307 |
| Prior Transfer Date | Aug 21, 2024 |
| Prior Transfer Doc | 0004577371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Sep 30, 2026 |
| Property Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004606307 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20264606307 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161,722.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004606308, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20264606308 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004521007 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 4521007 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004553020 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 4553020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Sep 23, 2024 |
| Property Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004577371 |
| Instrument Date | Aug 21, 2024 |
| Instrument | 4577371 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,986.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 W FLYNN LN, PHOENIX, AZ 85013-1115 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Sep 4, 2024 |
| Property Address | 2033 NAVY LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004576615 |
| Instrument Date | Aug 21, 2024 |
| Instrument | 4576615 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,986.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 W FLYNN LN, PHOENIX, AZ 85013-1115 |
| Document Number | 0004576616 |
|---|---|
| Date | Sep 4, 2024 |
| Instrument | 4576616 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2033 WALSER LN, OAK HARBOR, WA 98277-8832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004476353 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 4476353 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 31, 2018 |
| Property Address | 2033 WALSER LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004445247 |
| Instrument Date | May 21, 2018 |
| Instrument | 4445247 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,233.22 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2033 WALSER LN, OAK HARBOR, WA 98277-8832 |
| Document Number | 0004445248 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 4445248 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,460.00 (+15.99%) | ||
| 2025 | $3,845.00 (+7.91%) | $575,610 (+10.6%) Land $260,000 Building $315,610 | $575,610 (+10.6%) Land $260,000 Building $315,610 |
| 2023 | $3,563.00 | $520,435 (+9.09%) Land $240,000 Building $280,435 | $520,435 (+9.09%) Land $240,000 Building $280,435 |
| 2022 | $477,066 Land $220,000 Building $257,066 | $477,066 Land $220,000 Building $257,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures