2072 Mountain Ave, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 2072 Mountain Ave, Scotch Plains, NJ 07076

Property Summary

Property TypeSingle Family Home
Details2,792 sqft · built 1925
Lot Size0.228 acres (9,914 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Jul 2014)
Tax Bill$14,931 (2025)
Deeds & MortgagesMar 2023 Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-02701-0000-00007

Property Details

APN / Parcel Number

Primary APN16-02701-0000-00007
Alternative APNs
  • 160270100007
  • 155200

Interior

Stories1 Story
Building Area2,792 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area9,914 sqft (0.228 acres)
Lot Dimensions134 ft deep x 74 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number155200
Street Address2072 MOUNTAIN AVE
CitySCOTCH PLAINS
StateNJ
Zip07076-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3A
Legal Block2701
Legal Lot Number7
JurisdictionUNION NJ
Township / Civil DivisionSCOTCH PLAINS
Census Block Group2
Census Block2003
Census Tract38400

Owner

2072 Mountain Ave is owned and occupied by two individuals who bought it in July 2014.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address2072 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Deed of Trust, Mortgage
ASCENDIA BANK
Dec 14, 2018Deed of Trust, Mortgage · Line of Credit
GLEN ROCK SVGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2014 · Amount on File
Deed SaleJul 7, 2014 · Amount on File
Deed Document Number2014252183
Deed Book / Page6010 / 886
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2072 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2072 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341

Mortgage

Document Number0153422707
DateMar 15, 2023
Book Page15342/2707
Instrument49929
Lender
NameASCENDIA BANK
TypeBank
AddressGLEN ROCK, NJ 07452
Agreement
AmountAmount on Record

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2072 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145150977
DateDec 14, 2018
Book Page14515/0977
Instrument666659
Lender
NameGLEN ROCK SVGS BANK
TypeBank
AddressHAWTHORNE, NJ 07506
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2072 Mountain Ave was $14,931, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionScotch Plains Township
Unified School DistrictScotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,900 (-) Land $32,300 Building $88,600$120,900 (-) Land $32,300 Building $88,600
2025$14,931.00 (+4.95%)$120,900 Land $32,300 Building $88,600$120,900 Land $32,300 Building $88,600
2024$14,227.00
2023$120,900 Land $32,300 Building $88,600$120,900 Land $32,300 Building $88,600
2022$13,643.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2072 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims15 (1996–2025)
Claims Outside the SFHA10 of 15
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2072 Mountain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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