Mecklenburg County property record for 20836 Decora Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,089 sqft · built 1995 |
| Lot Size | 0.499 acres (21,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,175,000 (Jun 2023) |
| Tax Bill | $6,252 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-742-33 |
| Primary APN | 001-742-33 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,089 sqft Heated Area |
| Gross Area | 3,551 sqft |
| 1st Floor Area | 1,746 sqft |
| Upper Floors Area | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,767 sqft (0.499 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 21 sqft |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-742-33 |
|---|---|
| Street Address | 20836 DECORA DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L4 M26-698 |
| Legal Subdivision | HERON HARBOR MAP 01 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of July 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Feb 6, 2014 · Amount on Record |
| Deed Document Number | 2023058835 |
| Deed Book / Page | 38203 / 582 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 22, 2023 |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Document Number | 0000058835 |
| Book / Page | 38203 / 582 |
| Map Reference | MB 26 PG 698 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023058835 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 BRETONSHIRE RD, WILMINGTON, NC 28405-4033 |
| Name | Verified Name |
|---|---|
| Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Document Number | 0000058836 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023058836 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000046163 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 35779/690 |
| Instrument | 2021046163 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 26043, WINSTON SALEM, NC 27114-6043 |
| Document Number | 0000233438 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 36857/94 |
| Instrument | 2021233438 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000119540 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 37583/255 |
| Instrument | 2022119540 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089105 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 31937/794 |
| Instrument | 2017089105 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000135772 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 33929/017 |
| Instrument | 2019135772 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007624 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 34210/848 |
| Instrument | 2020007624 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20836 DECORA DR, CORNELIUS, NC 28031-6654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132320 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 34956/981 |
| Instrument | 2020132320 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,252.00 | $736,500 Land $200,000 Building $536,500 | $736,500 Land $200,000 Building $536,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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