Mecklenburg County property record for 20811 Decora Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,013 sqft · built 1998 |
| Lot Size | 0.537 acres (23,409 sqft) |
| Owner | Trust Name on File |
| Last Sale | $615,000 (Nov 2020) |
| Tax Bill | $4,538 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-741-01 |
| Primary APN | 001-741-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,013 sqft Heated Area |
| Gross Area | 3,524 sqft |
| 1st Floor Area | 1,913 sqft |
| Upper Floors Area | 1,109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 23,409 sqft (0.537 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20811 DECORA DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L62 M26-698 |
| Legal Subdivision | HERON HARBOR MAP 01 |
| Legal Lot Number | 62 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6216 |
20811 Decora Dr is owner-occupied and held in a trust since October 2025.
Source: Mecklenburg County records, as of October 28, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Oct 17, 2025 | Intrafamily Transfer, Transfer |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Nov 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Oct 17, 2025 |
| Deed Document Number | 0000197987 |
| Deed Book / Page | 035349 / 000923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 17, 2025 |
| Property Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Document Number | 0000106592 |
| Book / Page | 39939 / 147 |
| Map Reference | MB 26 PG 698 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025106592 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 17, 2025 |
| Property Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Document Number | 0000106570 |
| Book / Page | 39939 / 40 |
| Map Reference | MB 26 PG 698 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025106570 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000108443 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 32932/723 |
| Instrument | 2018108443 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000145150 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 33980/523 |
| Instrument | 2019145150 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 23, 2020 |
| Property Address | 20811 DECORA DR, CORNELIUS, NC 28031-6655 |
| Document Number | 0000197987 |
| Book / Page | 035349 / 000923 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 197987 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20811 DECORA DR CORNELIUS NC 280316655, CORNELIUS, NC 28031-6655 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691,600 Land $190,000 Building $501,600 | ||
| 2024 | $4,538.00 | ||
| 2023 | $691,600 Land $190,000 Building $501,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20811 Decora Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20811 Decora Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAHIA BAY S/D private · serves 350 people · EPA ID NC0160203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.91 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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