20830 Spruce Cir, Porter Ranch, CA 91326 Property Records

Los Angeles County property record for 20830 Spruce Cir, Porter Ranch, CA 91326

Property Summary

Property Type	Condominium
Details	5 bd · 4 ba · 2,702 sqft · built 2019
Lot Size	1.71 acres (74,840 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Sep 2026)
Tax Bill	$17,942 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`2701-098-156`

Property Details

APN / Parcel Number

Primary APN	`2701-098-156`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,702 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	74,840 sqft (1.71 acres)

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Street Address	20830 SPRUCE CIR
City	PORTER RANCH
State	CA
Zip	91326-4956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LARE
Legal Description	TR=50507 POR LOT 3 PH 5 CONDO UNIT 30 (AIRSPACE AND 1/13 INT IN COMMON AREA)
Legal Tract	50507
Legal Block	2
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SAN FERNANDO VALLEY
Census Block Group	2
Census Block	2007
Census Tract	108202

Owner

20830 Spruce Cir, a condominium, is owned and occupied by two individuals who bought it in September 2026.

Source: Los Angeles County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2019	Grant Deed, Transfer · ARM TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	2026730089
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 30, 2026
Property Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956
Document Number	0000730089
Instrument Date	Sep 1, 2026
Instrument	2026730089
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956

Mortgage

Document Number	0000730090,
Date	Sep 30, 2026
Instrument	2026730090

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956

Mortgage

Document Number	0000117859
Date	Jan 22, 2021
Instrument	21-0117859

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 23, 2019
Property Address	20830 SPRUCE CIR, PORTER RANCH, CA 91326-4956
Document Number	0000850464
Map Reference	MB 1402 PG 26-33
Instrument Date	Jul 18, 2019
Instrument	19-0850464
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20830 SPRUCE CIR, NORTHRIDGE, CA 91326-4956

Mortgage

Document Number	0000850465
Date	Aug 23, 2019
Instrument	19-0850465

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 20830 Spruce Cir was $17,942.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Los Angeles City
Unified School District	Los Angeles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,504,830 (+2%) Land $602,377 Building $902,453
2025	$17,942.00	$1,475,324 Land $590,566 Building $884,758
2023	$17,304.00 (+4%)	$1,418,037 Land $567,635 Building $850,402
2022	$16,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20830 Spruce Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20830 Spruce Cir is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES-CITY, DEPT. OF WATER & POWER serves 3,875,566 people · EPA ID CA1910067
Water Source	Surface water
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spruce Cir

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